Models¶

app.models.get_missing_data_keys(data: dict[str, Any]) → dict[str, bool][source]¶

Get a dictionary indicating whether each key in the input dictionary has missing data (empty or None).

Parameters:: data – The input dictionary to check for missing data.
Returns:: A dictionary with the same keys as the input dictionary, where the values are True if the corresponding value in the input dictionary is empty or None, and False otherwise.

class app.models.ActiveRecordMixin[source]¶

classmethod filter_by(session: Session, field: str, value: Any) → Query[source]¶

Filter a model based on a field’s value.

Parameters:

session – The database session.
value – The field.
field – The field’s value.

Returns:

The query.

classmethod first_by(session: Session, field: str, value: Any) → Self | None[source]¶

Get an existing instance based on a field’s value.

Parameters:

session – The database session.
value – The field.
field – The field’s value.

Returns:

The existing instance if found, otherwise None.

classmethod get(session: Session, id: int) → Self[source]¶

Get an existing instance by its ID. Raise an exception if not found.

Parameters:

session – The database session.
id – The ID.

Returns:

The existing instance if found.

classmethod create(session: Session, **data: Any) → Self[source]¶

Insert a new instance into the database.

If the model has a missing_data field, indicate which fields are missing in data.

Parameters:

session – The database session.
data – The initial instance data.

Returns:

The inserted instance.

update(session: Session, **data: Any) → Self[source]¶

Update an existing instance in the database.

Parameters:

session – The database session.
data – The updated instance data.

Returns:

The updated instance.

class app.models.Application(*, uuid: ~typing.Annotated[str, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=True, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)], primary_email: ~typing.Annotated[str, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = '', award_borrower_identifier: ~typing.Annotated[str, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = '', amount_requested: ~typing.Annotated[~decimal.Decimal | None, _PydanticGeneralMetadata(max_digits=16, decimal_places=2), ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)], currency: ~typing.Annotated[str, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = 'COP', repayment_years: int | None, repayment_months: int | None, payment_start_date: ~datetime.datetime | None, calculator_data: ~typing.Annotated[dict[str, ~typing.Any], ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=~sqlalchemy.dialects.postgresql.json.JSON, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = <factory>, status: ~typing.Annotated[~app.models.ApplicationStatus, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = ApplicationStatus.PENDING, pending_documents: ~typing.Annotated[bool, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = False, pending_email_confirmation: ~typing.Annotated[bool, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = False, expired_at: ~typing.Annotated[~datetime.datetime | None, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=Column('expired_at', DateTime(timezone=True), table=<application>), sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)], borrower_declined_at: ~typing.Annotated[~datetime.datetime | None, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=Column('borrower_declined_at', DateTime(timezone=True), table=<application>), sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)], borrower_declined_preferences_data: ~typing.Annotated[dict[str, ~typing.Any], ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=~sqlalchemy.dialects.postgresql.json.JSON, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = <factory>, borrower_declined_data: ~typing.Annotated[dict[str, ~typing.Any], ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=~sqlalchemy.dialects.postgresql.json.JSON, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = <factory>, borrower_accepted_at: ~typing.Annotated[~datetime.datetime | None, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=Column('borrower_accepted_at', DateTime(timezone=True), table=<application>), sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)], borrower_credit_product_selected_at: ~typing.Annotated[~datetime.datetime | None, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=Column('borrower_credit_product_selected_at', DateTime(timezone=True), table=<application>), sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)], borrower_submitted_at: ~typing.Annotated[~datetime.datetime | None, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=Column('borrower_submitted_at', DateTime(timezone=True), table=<application>), sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)], borrower_accessed_external_onboarding_at: ~typing.Annotated[~datetime.datetime | None, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=Column('borrower_accessed_external_onboarding_at', DateTime(timezone=True), table=<application>), sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)], lender_started_at: ~typing.Annotated[~datetime.datetime | None, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=Column('lender_started_at', DateTime(timezone=True), table=<application>), sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)], information_requested_at: ~typing.Annotated[~datetime.datetime | None, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=Column('information_requested_at', DateTime(timezone=True), table=<application>), sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)], lender_rejected_at: ~typing.Annotated[~datetime.datetime | None, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=Column('lender_rejected_at', DateTime(timezone=True), table=<application>), sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)], lender_rejected_data: ~typing.Annotated[dict[str, ~typing.Any], ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=~sqlalchemy.dialects.postgresql.json.JSON, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = <factory>, lender_approved_at: ~typing.Annotated[~datetime.datetime | None, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=Column('lender_approved_at', DateTime(timezone=True), table=<application>), sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)], lender_approved_data: ~typing.Annotated[dict[str, ~typing.Any], ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=~sqlalchemy.dialects.postgresql.json.JSON, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = <factory>, secop_data_verification: ~typing.Annotated[dict[str, ~typing.Any], ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=~sqlalchemy.dialects.postgresql.json.JSON, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = <factory>, disbursed_final_amount: ~typing.Annotated[~decimal.Decimal | None, _PydanticGeneralMetadata(max_digits=16, decimal_places=2), ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)], completed_in_days: int | None, overdued_at: ~typing.Annotated[~datetime.datetime | None, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=Column('overdued_at', DateTime(timezone=True), table=<application>), sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)], application_lapsed_at: ~typing.Annotated[~datetime.datetime | None, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=Column('application_lapsed_at', DateTime(timezone=True), table=<application>), sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)], archived_at: ~typing.Annotated[~datetime.datetime | None, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=Column('archived_at', DateTime(timezone=True), table=<application>), sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)], award_id: ~typing.Annotated[int, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=award.id, ondelete=PydanticUndefined, unique=PydanticUndefined, index=True, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)], borrower_id: ~typing.Annotated[int, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=borrower.id, ondelete=PydanticUndefined, unique=PydanticUndefined, index=True, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)], lender_id: ~typing.Annotated[int | None, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=lender.id, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)], credit_product_id: ~typing.Annotated[int | None, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=credit_product.id, ondelete=PydanticUndefined, unique=PydanticUndefined, index=True, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)], created_at: ~typing.Annotated[~datetime.datetime, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=Column('created_at', DateTime(timezone=True), table=<application>, nullable=False, server_default=DefaultClause(<sqlalchemy.sql.functions.now at 0x769a77186550; now>, for_update=False)), sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = datetime.datetime(2026, 6, 23, 20, 4, 23, 233591), updated_at: ~typing.Annotated[~datetime.datetime, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=Column('updated_at', DateTime(timezone=True), table=<application>, nullable=False, onupdate=ColumnElementColumnDefault(<sqlalchemy.sql.functions.now at 0x769a77210550; now>)), sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = datetime.datetime(2026, 6, 23, 20, 4, 23, 233667), confirmation_email_token: ~typing.Annotated[str, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=True, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = '', id: ~typing.Annotated[int | None, ~sqlmodel.main.FieldInfoMetadata(primary_key=True, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = None)[source]¶

classmethod unarchived(session: Session) → Query[source]¶: Return a query for unarchived applications.

classmethod pending_introduction_reminder(session: Session) → Query[source]¶: Return a query for PENDING applications whose expiration date is within reminder_days_before_expiration days from now, and whose borrower hasn’t already received a reminder to accept and may receive Credere invitations.

See also

python -m app send-reminders

classmethod pending_submission_reminder(session: Session) → Query[source]¶: Return a query for ACCEPTED applications whose lapsed date is within reminder_days_before_lapsed days from now, and whose borrower hasn’t already received a reminder to submit.

See also

python -m app send-reminders

classmethod pending_external_onboarding_reminder(session: Session) → Query[source]¶: Return a query for SUBMITTED applications in which the lender uses external onboarding, whose lapsed date is within reminder_days_before_lapsed_for_external_onboarding days from now, and whose borrower hasn’t already received a reminder to start external onboarding.

See also

python -m app send-reminders

classmethod lapseable(session: Session) → Query[source]¶: Return a query for unarchived() applications that have been waiting for the borrower to respond for days_to_change_to_lapsed days.

See also

python -m app update-applications-to-lapsed

classmethod submitted(session: Session) → Query[source]¶: Return query for unarchived() applications that have been submitted to any lender (not one of PENDING, DECLINED, ACCEPTED) and that aren’t LAPSED.

classmethod archivable(session: Session) → Query[source]¶: Return query for unarchived() applications that have been in a final state (DECLINED, REJECTED, APPROVED, LAPSED) for days_to_erase_borrowers_data days.

See also

python -m app remove-dated-application-data

property tz: tzinfo | None¶: Return the application’s time zone.

previous_awards(session: Session) → list[Award][source]¶: Return the previous awards to the application’s borrower, in reverse time order by contract start date.

rejected_lenders(session: Session) → list[Self][source]¶: Return the IDs of lenders who rejected applications from the application’s borrower, for the same award.

days_waiting_for_lender(session: Session) → int[source]¶: Return the number of days that the application has been waiting for the lender to respond.

stage_as_rejected(lender_rejected_data: dict[str, Any]) → None[source]¶: Assign fields related to marking the application as REJECTED.

stage_as_approved(disbursed_final_amount: Decimal | None, lender_approved_data: dict[str, Any]) → None[source]¶: Assign fields related to marking the application as COMPLETED.

application_lapsed_at¶: The time at which the application transitioned to LAPSED.

See also

app.models.Application.lapseable()

archived_at¶: The time at which the application was archived.

See also

app.models.Application.archivable()

award_borrower_identifier¶: The hashed borrower ID and award ID, for privacy-preserving long-term identification.

borrower_accepted_at¶: The time at which the application transitioned to ACCEPTED.

borrower_accessed_external_onboarding_at¶: The time at which the borrower clicked external_onboarding_url.

See also

app.models.Lender.external_onboarding_url

borrower_credit_product_selected_at¶: The time at which the borrower most recently selected a credit product.

borrower_declined_at¶: The time at which the application transitioned to DECLINED.

borrower_declined_data¶: Whether the borrower declined only this invitation or all invitations.

See also

app.parsers.ApplicationDeclinePayload

borrower_declined_preferences_data¶: The reason(s) for which the borrower declined the invitation.

See also

app.parsers.ApplicationDeclineFeedbackPayload

borrower_submitted_at¶: The time at which the application transitioned from SUBMITTED.

completed_in_days¶: The total number of days waiting for the lender.

See also

app.models.Application.days_waiting_for_lender()

disbursed_final_amount¶: The amount of the loan disbursed by the lender.

expired_at¶: The time at which the application expires.

See also

application_expiration_days

information_requested_at¶: The time at which the application transitioned to INFORMATION_REQUESTED.

lender_approved_at¶: The time at which the application transitioned to APPROVED.

lender_approved_data¶: The reason(s) for which the application was approved.

See also

app.parsers.LenderApprovedData

lender_rejected_at¶: The time at which the application transitioned to REJECTED.

lender_rejected_data¶: The reason(s) for which the application was rejected.

See also

app.parsers.LenderRejectedApplication

lender_started_at¶: The time at which the application transitioned to STARTED, from SUBMITTED.

overdued_at¶: The time at which the application was most recently overdue (reset once approved).

See also

progress_to_remind_started_applications

pending_documents¶: Whether the borrower has confirmed the credit product but not yet submitted the application, or the lender has requested information and the borrower has not yet uploaded documents.

pending_email_confirmation¶: Whether the borrower has changed the primary email for the application, but hasn’t confirmed it.

primary_email¶: The email address at which the borrower is contacted.

secop_data_verification¶: Whether the borrower fields (keys) have been verified (bool values) by the lender.

status¶: The status of the application.

uuid¶: The secure identifier for the application, for passwordless login.

class app.models.BorrowerDocument(*, id: ~typing.Annotated[int | None, ~sqlmodel.main.FieldInfoMetadata(primary_key=True, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = None, type: ~app.models.BorrowerDocumentType, verified: ~typing.Annotated[bool, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = False, name: ~typing.Annotated[str, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = '', submitted_at: ~typing.Annotated[~datetime.datetime, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=Column('submitted_at', DateTime(timezone=True), table=<borrower_document>, nullable=False, server_default=DefaultClause(<sqlalchemy.sql.functions.now at 0x769a7718ea80; now>, for_update=False)), sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = datetime.datetime(2026, 6, 23, 20, 4, 23, 254561), application_id: ~typing.Annotated[int, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=application.id, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)], created_at: ~typing.Annotated[~datetime.datetime, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=Column('created_at', DateTime(timezone=True), table=<borrower_document>, nullable=False, server_default=DefaultClause(<sqlalchemy.sql.functions.now at 0x769a7718ef30; now>, for_update=False)), sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = datetime.datetime(2026, 6, 23, 20, 4, 23, 254679), updated_at: ~typing.Annotated[~datetime.datetime, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=Column('updated_at', DateTime(timezone=True), table=<borrower_document>, nullable=False, onupdate=ColumnElementColumnDefault(<sqlalchemy.sql.functions.now at 0x769a7708dd30; now>)), sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = datetime.datetime(2026, 6, 23, 20, 4, 23, 254741), file: bytes)[source]¶

file: bytes¶: The content of the document.

name¶: The filename of the document.

submitted_at¶: The time at which the document was most recently uploaded by the borrower.

type¶: The type of document.

verified¶: Whether the document has been verified by the lender.

class app.models.Lender(*, name: ~typing.Annotated[str, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=True, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = '', email_group: ~typing.Annotated[str, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = '', type: ~typing.Annotated[str, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = '', logo_filename: ~typing.Annotated[str, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = '', sla_days: int | None, external_onboarding_url: ~typing.Annotated[str, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = '', id: ~typing.Annotated[int | None, ~sqlmodel.main.FieldInfoMetadata(primary_key=True, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = None, status: ~typing.Annotated[str, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = '', deleted_at: ~typing.Annotated[~datetime.datetime | None, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=Column('deleted_at', DateTime(timezone=True), table=<lender>), sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)], created_at: ~typing.Annotated[~datetime.datetime, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=Column('created_at', DateTime(timezone=True), table=<lender>, nullable=False, server_default=DefaultClause(<sqlalchemy.sql.functions.now at 0x769a7727ef90; now>, for_update=False)), sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = datetime.datetime(2026, 6, 23, 20, 4, 23, 195701), updated_at: ~typing.Annotated[~datetime.datetime, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=Column('updated_at', DateTime(timezone=True), table=<lender>, nullable=False, onupdate=ColumnElementColumnDefault(<sqlalchemy.sql.functions.now at 0x769a772e5810; now>)), sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = datetime.datetime(2026, 6, 23, 20, 4, 23, 195909))[source]¶

status: str¶: Unused.

deleted_at: datetime | None¶: Unused.

email_group¶: An email address of the lender, for sharing with borrowers.

external_onboarding_url¶: A URL pointing to the lender’s own onboarding system. If set, a custom email is sent to the borrower after the application is submitted, indicating that the process should continue in the lender’s system.

logo_filename¶: The filename of the logo of the lender, in credere-frontend.

name¶: The name of the lender.

sla_days¶: The number of days within which the lender agrees to respond to application changes.

See also

progress_to_remind_started_applications

type¶: The type of the lender, from the LENDER_TYPES enum in credere-frontend. (Unused.)

class app.models.CreditProduct(*, borrower_size: ~app.models.BorrowerSize, borrower_types: ~typing.Annotated[dict[str, bool], ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=~sqlalchemy.dialects.postgresql.json.JSON, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = <factory>, lower_limit: ~typing.Annotated[~decimal.Decimal, _PydanticGeneralMetadata(max_digits=16, decimal_places=2), ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)], upper_limit: ~typing.Annotated[~decimal.Decimal, _PydanticGeneralMetadata(max_digits=16, decimal_places=2), ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)], procurement_category_to_exclude: ~typing.Annotated[str, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = '', type: ~app.models.CreditType, required_document_types: ~typing.Annotated[dict[str, bool], ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=~sqlalchemy.dialects.postgresql.json.JSON, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = <factory>, interest_rate: ~typing.Annotated[str, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = '', additional_information: ~typing.Annotated[str, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = '', other_fees_total_amount: ~typing.Annotated[~decimal.Decimal, _PydanticGeneralMetadata(max_digits=16, decimal_places=2), ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)], other_fees_description: ~typing.Annotated[str, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = '', more_info_url: ~typing.Annotated[str, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = '', lender_id: ~typing.Annotated[int, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=lender.id, ondelete=PydanticUndefined, unique=PydanticUndefined, index=True, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)], id: ~typing.Annotated[int | None, ~sqlmodel.main.FieldInfoMetadata(primary_key=True, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = None, created_at: ~typing.Annotated[~datetime.datetime, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=Column('created_at', DateTime(timezone=True), table=<credit_product>, nullable=False, server_default=DefaultClause(<sqlalchemy.sql.functions.now at 0x769a772e6e90; now>, for_update=False)), sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = datetime.datetime(2026, 6, 23, 20, 4, 23, 205230), updated_at: ~typing.Annotated[~datetime.datetime, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=Column('updated_at', DateTime(timezone=True), table=<credit_product>, nullable=False, onupdate=ColumnElementColumnDefault(<sqlalchemy.sql.functions.now at 0x769a772b8770; now>)), sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = datetime.datetime(2026, 6, 23, 20, 4, 23, 205347))[source]¶

borrower_size¶: The size of the borrower to which this credit product is applicable. (The same credit product can be configured for each applicable borrower size.)

borrower_types¶: The types of borrower to which this credit product is applicable.

lower_limit¶: The lower limit for the amount requested, below which this credit product is inapplicable.

procurement_category_to_exclude¶: A single procurement category, to which this credit product is inapplicable.

required_document_types¶: The document types that the borrower is prompted to upload.

type¶: The type of credit product, which mainly controls which descriptive fields are displayed.

upper_limit¶: The upper limit for the amount requested, above which this credit product is inapplicable.

class app.models.Message(*, id: ~typing.Annotated[int | None, ~sqlmodel.main.FieldInfoMetadata(primary_key=True, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = None, type: ~app.models.MessageType, external_message_id: ~typing.Annotated[str, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = '', body: ~typing.Annotated[str, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = '', application_id: ~typing.Annotated[int, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=application.id, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)], lender_id: ~typing.Annotated[int | None, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=lender.id, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = None, created_at: ~typing.Annotated[~datetime.datetime, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=Column('created_at', DateTime(timezone=True), table=<message>, nullable=False, server_default=DefaultClause(<sqlalchemy.sql.functions.now at 0x769a770a52b0; now>, for_update=False)), sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = datetime.datetime(2026, 6, 23, 20, 4, 23, 260487), updated_at: ~typing.Annotated[~datetime.datetime, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=Column('updated_at', DateTime(timezone=True), table=<message>, nullable=False, onupdate=ColumnElementColumnDefault(<sqlalchemy.sql.functions.now at 0x769a772454a0; now>)), sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = datetime.datetime(2026, 6, 23, 20, 4, 23, 260563))[source]¶

type: MessageType¶: The type of email message.

external_message_id: str¶: The SES MessageId.

body: str¶: The body of the email message, if directly provided by a lender.

classmethod application_by_type(message_type: MessageType) → Select[source]¶: Return the IDs of applications that sent messages of the provided type.

class app.models.User(*, id: ~typing.Annotated[int | None, ~sqlmodel.main.FieldInfoMetadata(primary_key=True, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = None, type: ~typing.Annotated[~app.models.UserType, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = UserType.FI, language: ~typing.Annotated[str, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = 'es', email: ~typing.Annotated[str, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=True, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)], notification_preferences: ~typing.Annotated[dict[str, bool], ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=~sqlalchemy.dialects.postgresql.json.JSON, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = <factory>, name: ~typing.Annotated[str, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = '', external_id: ~typing.Annotated[str, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=True, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = '', lender_id: ~typing.Annotated[int | None, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=lender.id, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = None, created_at: ~typing.Annotated[~datetime.datetime, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=Column('created_at', DateTime(timezone=True), table=<credere_user>, nullable=False, server_default=DefaultClause(<sqlalchemy.sql.functions.now at 0x769a7715d550; now>, for_update=False)), sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = datetime.datetime(2026, 6, 23, 20, 4, 23, 267953))[source]¶

email¶: The email address with which the user logs in and is contacted.

external_id¶: The Cognito Username.

language¶: Unused.

name¶: The name by which the user is addressed in emails and identified in application action histories.

notification_preferences¶

The MessageType the user wants to receive notifications about. The supported types are:

type¶: The authorization group of the user.

class app.models.Borrower(*, id: ~typing.Annotated[int | None, ~sqlmodel.main.FieldInfoMetadata(primary_key=True, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = None, borrower_identifier: ~typing.Annotated[str, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=True, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = '', declined_at: ~typing.Annotated[~datetime.datetime | None, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=Column('declined_at', DateTime(timezone=True), table=<borrower>), sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)], legal_name: ~typing.Annotated[str, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = '', email: ~typing.Annotated[str, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = '', address: ~typing.Annotated[str, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = '', legal_identifier: ~typing.Annotated[str, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = '', type: ~typing.Annotated[str, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = '', is_msme: ~typing.Annotated[bool, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = True, missing_data: ~typing.Annotated[dict[str, bool], ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=~sqlalchemy.dialects.postgresql.json.JSON, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = <factory>, size: ~typing.Annotated[~app.models.BorrowerSize, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = BorrowerSize.NOT_INFORMED, sector: ~typing.Annotated[str, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = '', annual_revenue: ~typing.Annotated[~decimal.Decimal | None, _PydanticGeneralMetadata(max_digits=16, decimal_places=2), ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)], currency: ~typing.Annotated[str, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = 'COP', created_at: ~typing.Annotated[~datetime.datetime, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=Column('created_at', DateTime(timezone=True), table=<borrower>, nullable=False, server_default=DefaultClause(<sqlalchemy.sql.functions.now at 0x769a772ba190; now>, for_update=False)), sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = datetime.datetime(2026, 6, 23, 20, 4, 23, 212623), updated_at: ~typing.Annotated[~datetime.datetime, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=Column('updated_at', DateTime(timezone=True), table=<borrower>, nullable=False, onupdate=ColumnElementColumnDefault(<sqlalchemy.sql.functions.now at 0x769a78cff530; now>)), sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = datetime.datetime(2026, 6, 23, 20, 4, 23, 212715), source_data: ~typing.Annotated[dict[str, ~typing.Any], ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=~sqlalchemy.dialects.postgresql.json.JSON, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = <factory>, status: ~typing.Annotated[~app.models.BorrowerStatus, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = BorrowerStatus.ACTIVE)[source]¶

Most fields are derived from the data source. In terms of application logic, those fields are (or can be) used in emails to the borrower, like the legal_identifier and legal_name.

source_data: dict[str, Any]¶

status: BorrowerStatus¶: The status of the borrower.

applications: Mapped[list[Application]]¶

awards: Mapped[list[Award]]¶

address¶: The registered address of the borrower in the data source.

annual_revenue¶: The annual revenue of the borrower.

borrower_identifier¶: The hashed borrower ID, for privacy-preserving long-term identification.

created_at¶

currency¶: The currency of the annual revenue of the borrower.

declined_at¶: The time at which the borrower opted out of Credere entirely.

See also

app.models.Borrower.status

email¶: The email address with which the application’s primary_email is initialized.

id¶

is_msme¶: Whether the borrower is a MSME in the data source.

legal_identifier¶: The ID of the borrower in the data source.

legal_name¶: The name of the borrower in the data source.

missing_data¶: See also

app.models.ActiveRecordMixin.create and update.

sector¶: The industrial sector of the borrower.

size¶: See also

app.models.CreditProduct.borrower_size

type¶: The type of the borrower in the data source.

updated_at¶

class app.models.Award(*, id: ~typing.Annotated[int | None, ~sqlmodel.main.FieldInfoMetadata(primary_key=True, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = None, source_contract_id: ~typing.Annotated[str, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=True, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = '', title: ~typing.Annotated[str, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = '', description: ~typing.Annotated[str, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = '', award_date: ~datetime.datetime | None, award_amount: ~typing.Annotated[~decimal.Decimal, _PydanticGeneralMetadata(max_digits=16, decimal_places=2), ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)], award_currency: ~typing.Annotated[str, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = 'COP', contractperiod_startdate: ~datetime.datetime | None, contractperiod_enddate: ~datetime.datetime | None, payment_method: ~typing.Annotated[dict[str, ~typing.Any], ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=~sqlalchemy.dialects.postgresql.json.JSON, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = <factory>, buyer_name: ~typing.Annotated[str, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = '', source_url: ~typing.Annotated[str, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = '', entity_code: ~typing.Annotated[str, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = '', contract_status: ~typing.Annotated[str, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = '', source_last_updated_at: ~datetime.datetime | None, previous: ~typing.Annotated[bool, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = False, procurement_method: ~typing.Annotated[str, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = '', contracting_process_id: ~typing.Annotated[str, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = '', procurement_category: ~typing.Annotated[str, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = '', missing_data: ~typing.Annotated[dict[str, bool], ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=~sqlalchemy.dialects.postgresql.json.JSON, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = <factory>, borrower_id: ~typing.Annotated[int | None, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=borrower.id, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)], source_data_contracts: ~typing.Annotated[dict[str, ~typing.Any], ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=~sqlalchemy.dialects.postgresql.json.JSON, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = <factory>, source_data_awards: ~typing.Annotated[dict[str, ~typing.Any], ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=~sqlalchemy.dialects.postgresql.json.JSON, sa_column=PydanticUndefined, sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = <factory>, created_at: ~typing.Annotated[~datetime.datetime, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=Column('created_at', DateTime(timezone=True), table=<award>, nullable=False, server_default=DefaultClause(<sqlalchemy.sql.functions.now at 0x769a771dc490; now>, for_update=False)), sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = datetime.datetime(2026, 6, 23, 20, 4, 23, 225091), updated_at: ~typing.Annotated[~datetime.datetime, ~sqlmodel.main.FieldInfoMetadata(primary_key=PydanticUndefined, nullable=PydanticUndefined, foreign_key=PydanticUndefined, ondelete=PydanticUndefined, unique=PydanticUndefined, index=PydanticUndefined, sa_type=PydanticUndefined, sa_column=Column('updated_at', DateTime(timezone=True), table=<award>, nullable=False, onupdate=ColumnElementColumnDefault(<sqlalchemy.sql.functions.now at 0x769a771dc7c0; now>)), sa_column_args=PydanticUndefined, sa_column_kwargs=PydanticUndefined)] = datetime.datetime(2026, 6, 23, 20, 4, 23, 225182))[source]¶

All fields, other than relationships and timestamps, are derived from the data source. In terms of application logic, the fields are (or can be) used in emails to identify the award, like the buyer_name and title.

source_data_contracts: dict[str, Any]¶

source_data_awards: dict[str, Any]¶

applications: Mapped[list[Application]]¶

borrower: Mapped[Borrower | None]¶

created_at: datetime¶

updated_at: datetime¶

classmethod last_updated(session: Session) → datetime | None[source]¶: Return the most recent source_last_updated_at value.

award_amount¶

award_currency¶

award_date¶

borrower_id¶

buyer_name¶

contract_status¶

contracting_process_id¶

contractperiod_enddate¶

contractperiod_startdate¶: See also

app.models.Application.previous_awards()

description¶

entity_code¶

id¶

missing_data¶: See also

app.models.ActiveRecordMixin.create and update.

payment_method¶

previous¶

Whether this award was retrieved when the invitation was accepted (to display to the lender, as context), or is related to an archived application (again, to display in future applications).